Returns for 2023 My annual return stands at approximately +3.68%. My portfolio significantly lagged behind major indexes throughout the year, with the Russell 2000 gaining about 16.28% year-to-date (YTD) as the primary benchmark, the S&P 500 rising by 24.72% YTD, and the Nasdaq soaring by 44.69% YTD. While I believe that a single year might…